Dividend Solar joins Mosaic and a growing list of solar financiers in arguing that the leasing model which has propelled companies like SolarCity to the forefront of the US residential solar sector has become outdated, with loans set to shift “the long-term value of solar back to the homeowner”.

Dividend calls its offering “solar-ownership-as-a-service”.

The company’s direct lending platform, called EmpowerPortal, aims to act as an intermediary between homeowners and local PV installers on the downstream end with institutional investors wanting exposure to the residential solar market.

With