Dividend rolled out its solar loan platform nationwide in 2014, amid a growing preference among US homeowners for owning their rooftop PV systems outright rather than signing long-term leases or PPAs with the likes of SolarCity and Vivint Solar.

San Diego-based Figtree funds a range of clean-tech improvements for homes, including solar and HVAC, through property-assessed clean energy (PACE) financing, which allows property owners to secure long-term financing that is repaid through their property taxes rather than traditional loan payments.

PACE